What I Learned From Losing Over 30% of My Purchasing Power in 3 Years
Three years ago, I was preparing to buy a home. I had done what you’re supposed to do: save diligently, stay liquid, avoid unnecessary risk, and wait patiently for the right opportunity.
Then COVID hit, and everything changed.
In response to the crisis, the Federal Reserve dramatically expanded the money supply. In a very short period of time, it grew by roughly 40%. That number sounds abstract until you experience the consequences firsthand.
Asset prices didn’t just rise, they absolutely exploded.
Housing went vertical. Homes I could reasonably afford just a few years earlier were suddenly 30–50% more expensive. Without changing my spending habits or lifestyle at all, my purchasing power was crushed by more than 30%.
That’s when the real lesson hit:
Saving dollars is not the same as preserving purchasing power.
One of the hardest truths to accept was this: your gains are not what you think they are if they aren’t keeping up with inflation. Watching an account balance rise feels like progress…until you realize it buys less every year. Nominal gains can hide very real losses.
That realization pushed me to start saving in Bitcoin. Not as a trade. Not as a shortcut. But as a way to measure value in something that doesn’t require constant expansion to function.
It reframed everything.
•I now measure the price of goods and services in Bitcoin, not in dollars designed to lose value.
•I focus on real purchasing power, not nominal balances.
If you’re working hard, saving responsibly, and still feel like you’re falling behind, you’re not crazy. You may simply be measuring the wrong thing.
That’s also why we built Inflation Buddy, to make this visible. It helps you track your actual expenses and understand your personal inflation rate, measured in fiat, Bitcoin, and gold, so you can see what’s really happening to your purchasing power over time.
If you’re sick of hearing of people guessing what the inflation rate is, track your expenses for free using our app and we will tell you what your personal inflation rate is in fiat, Bitcoin and Gold.
How do you orange pill someone who doesn’t even know how bad inflation is or why they need Bitcoin? Tell them about Inflation Buddy.
All the user needs to do is scan a receipt for anything they purchase. We will measure the price changes in Fiat, Bitcoin and Gold and provide them with their own personal inflation rate.
They will come to their own conclusion that life gets less expensive living on a Bitcoin Standard once they see the data for themselves.
https://apps.apple.com/us/app/inflationbuddy/id6741826911
A 5% raise feels great until you realize prices rose 7%. That’s not a raise. That’s a 2% pay cut.
Want to know what’s really happening to your buying power?
Measure your personal inflation rate with Inflation Buddy.
We got tired of hearing ‘inflation is only 3%’ while our own bills were exploding by more than 7%. So we built Inflation Buddy to calculate your true personal inflation rate based on things you actually buy. Try it before the treadmill wins.
https://apps.apple.com/us/app/inflationbuddy/id6741826911
https://blossom.primal.net/f54b32dd73b9263bb223ea7282ee680475b42cc2a6e0cfebef55cbfb71bbba48.mp4
Your money’s losing value every day. Our app tells you exactly how much gravity it’s facing.
#Inflation #Bitcoin #Gold
We help you quantify how much purchasing power the government is taking from you by measuring the price of the goods and services you actually buy in fiat, Bitcoin and in Gold giving you your own personal inflation rate. It’s different for everyone.
That’s why we built Inflation Buddy! We measure goods and services you actually buy instead of some random CPI basket, and measure them in fiat and Bitcoin to give you your own personal inflation rate! Check us out on the App Store!
We've all heard the term "inflation" tossed around in the media over the past few years like a political football.
To be clear, inflation occurs when the supply of money is expanded beyond the production of goods and services. The most common ways we've seen the supply of money expanded is when the FED uses their "tools" to either lower interest rates, or implement quantitative easing (QE). The bottom line is both of these "tools" expand the supply of money, and used together floods the economy with money.
While on the surface flooding the economy with money might sound like a good option, the brilliant economist Thomas Sowell has stated, "There are no solutions. There are only trade-offs."
This article by nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqgqhkgyaxnu06lpslhnhn6uv8vxgfaey6qs7hesq0fd6wqynkftkmg82xe57 , and graphic by Visual Capitalist's Marcus Lu, does a great job of showing the trade-offs of expanding the money supply over the past 115 years.
Many have been led to believe everything costs more in 2025 because greedy business owners just can't control their temptation to exploit their customers, and capitalism is evil. To the contrary, it's the dollar losing it's purchasing power because of inflation is why it now takes more dollars to purchase the same item that required less dollars to purchase not too long ago.
https://www.zerohedge.com/precious-metals/visualizing-declining-purchasing-power-us-dollar
Exactly! And everyone has their own personal inflation rate! We built a tool to show exactly what that is by measuring the goods and services you actually buy measured in Fiat and Bitcoin. Check it out!
YES! No imagine if there were a way to objectively show that living on a Bitcoin standard is far superior than a fiat standard! Thats why we built Inflation Buddy! You can see your own personal inflation rates based on the goods and services you actually buy measured in Bitcoin and Fiat!
Check out our profile and download the app!
Couldn’t agree more. That’s why we built Inflation Buddy.
https://primal.net/e/nevent1qqsgp6ywca486m8c75gml07vz0xyezfjwzhsj542m2mq55huzvgmfasfn35aq
We launched an app today to help educate people about their own personal inflation rate when measured in USD as well as Bitcoin. Check us out!
https://primal.net/e/nevent1qqsgp6ywca486m8c75gml07vz0xyezfjwzhsj542m2mq55huzvgmfasfn35aq
Here’s a screenshot showing how a user’s personal inflation rate is measured in both Bitcoin, and USD as well as inflation tracking for an individual item.
Today we launched Inflation Buddy! We built this platform to give people an objective way to see how living on a Bitcoin standard can actually improve their lives.
Macro experts (and governments) keep guessing at what “inflation” is, but the truth is everyone experiences their own personal inflation rate and it’s definitely not 2%! The only way to know yours is to track the prices of the goods and services you actually buy. That’s exactly what our platform does.
We measure your purchases in your local currency, in Bitcoin, and just to make Peter Schiff smile, in Gold. That lets you see your true inflation rate using each one as a unit of account.
Help us spread the word and educate others by sharing the app with your friends and family. We just launched today, and we’d love any feedback from the community!