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86c79e5aa8c41f68c9a238858b08c4d63c1b0ce6d4fa96d32a90df25bd83b072
A Bitcoin guy.

Lol

Bit early bro. Not even available yet

You said green wallet has LN. You still need to pay for opening a LN channel though right?

Make use of swaps into LN or liquid.

For example: If you need to spend on chain BTC 500k sats with a 200k, and a 100k change, line up that change into a swap (bolts/robosats) for LN or liquid.

This way you're able to spend on a second layer for smaller purchases.

As for your DCA, you need to set a higher limit for withdrawal. Say more than 1m sats.

And your kids should be receiving their allowance via LN. When they have saved a larger amount (over 1m sats) they can transfer on chain if its worth doing.