I spent 2 days trying to work out the best UX solution for something I’m working on.

Didn’t have anything good.

On 3rd day after a weekend, came to me in 10 mins.

The complicated aspect about the Social Security system in the United States is that it was falsely marketed.

It's called an "entitlement" because people pay into it and are supposed to get it back like a pension, regardless of whether they are rich or poor when they retire. And so the Baby Boomer generation views any cuts to their social security as a rugpull, basically. It's not insurance or charity; it's an entitlement.

However, although it was marketed as like an entitlement/pension, that's not how the math worked out in practice. And it's because population growth is slowing. It was based on ponzi math, assuming that every generation will be bigger than the one that came before it. But the Baby Boomer generation was huge.

In addition, when Social Security was created, the retirement age was set near the average life expectancy. Many people would not live long enough to collect it, and most would collect it for a handful of years. Only a small minority of outliers would work for like 40 years and then live off social security for like 20+ years. But then over the decades, life expectancy increased by like 15 years, so the default assumption is indeed that someone can work for 40 years and then have 20+ years of retirement, even though the amount they pay into it doesn't really mathematically cover that. It's not designed for that en masse.

And so Baby Boomers had like a 3.5 worker-to-retiree ratio to support in their peak earnings years, while Millennials will have more like a 2.5 worker-to-retiree ratio or less to deal with. Which means they get a worse deal. Many Millennials don't even think they'll get it at all, despite paying into it.

That breaks up the social contract and sets up inter-generational political conflict. "Fourth Turning" stuff.

It's a big reason why "defined benefit" plans are inherently unstable; they rely on being able to predict the future.

And it's also a big reason why, when speaking about deficits, nothing stops this train.

Dude, the amount of Kamala ads on YouTube now is fucking vomit inducing. And they don’t let you skip them! So I have to hear that bitch’s nonsense for like 20 seconds. And it’s literally event before stuff that my 2 year son wants to watch.😡

God I hate election season. I really should’ve put a pi-hole in my network a long time ago. This might make me finally do it.

Thanks for the zap! 🙏

Love the Bluebox for it’s compact size and if I had more time to make use of the features on the Blackbox then would sing its praises too. The Digitakt II has come out now though and will replace my Digitakt and Blackbox and do so much more in one unit.

My life got exponentially better by just waking up earlier.

What percentage of #dog owners replace their deceased dog with another one of the exact same species, color, etc.? I've seen it at least 3 times with people I know. Not judging, just observing and wondering.

Agreed. It also pisses me off whenever I see "hardware wallet". It's not a damn wallet, it's a signing device. And I don't think this will ever be corrected.

And yeah, Tether is an example of a shitcoin I don't want or need but to others it may have an actual use case (the unbanked that need short term stability and no access to physical dollars)

I'm toxic where toxicity is justified, this is not one of those cases. At some point though, they will be captured by evil because they CAN BE. (In case they aren't yet)

The funniest thing tho is watching all the non-vaxxers jabbing themselves with the ozempic shot tho 😂

Not sure now which model it was. I only had it for about two years then I went totally rogue and swapped it for a Korg 700s lead synth 😳 (a growing stack 😎)

What are some of the best movies of the past five years?

Getting To Know Me

This is a photo from 1977. Here I am on my trusty sax rocking out to some Foreigner, or maybe Toto.

Just behind me is my first keyboard. For the synth tech bros, it’s a Korg PE1000, one of the first polyphonic synthesisers.

This group was one of the most dynamic I had ever worked with and we had a blast rocking the “pub” scene all over the Bay for several years.

But, that was just the beginning …

#plebchain #music #tunestr

Tunestr > Trumpstr

Nostr > X

Orange coin > Orange man nostr:note1ww03lmpa5n7ke8xrlp8nnl2cpyev3nzh8m8vzxekk5dpdlshuuuqktp4kc