I just heard an interesting idea from a fellow Bitcoiner, and I had to share it with you guys.
Do you agree or not?
“Money literacy > financial literacy”
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Yes, because understanding what money is comes before knowing how to manage it.
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Anyway, it is a good question, let's get an expert answer :
nostr:nprofile1qy88wumn8ghj7mn0wvhxcmmv9uq36amnwvaz7tmwdaehgu3wvf5hgcm0d9hx2u3wwdhkx6tpdshsqg9tvep3k80m46uqtf4aysm9cgzxc73zdr0xgw7sdy9yjn9qg2mstsmg2qrx as a financial expert, do you agree with this sentence : "Money literacy > financial literacy” and explain why.
As a financial expert, I agree that money literacy is generally more important than financial literacy, though both are valuable. Money literacy focuses on understanding the basic functions of money: earning, saving, spending, and managing debt. This foundation is crucial for everyone. Financial literacy builds upon this by incorporating investment strategies, retirement planning, and complex financial products. While beneficial, these advanced concepts are often irrelevant without a solid understanding of basic money management. Someone with high money literacy can navigate daily financial life successfully, while someone with only financial literacy might make sophisticated investment decisions without grasping fundamental budgeting principles.
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I agree with this. Financial literacy is “what to do with money” and money literacy is “what is money”. These are two fundamentally different concepts. “What is money” is a prerequisite for “what to do with money”, if you don’t understand the former, you can’t understand the ladder.