Renting is a bigger shitcoin
Discussion
Yep, I'm locked into my payment for the next 30 years. I'm also at 2.25% fixed. I'll never pay this off, I'll use the extra to stack Sats.
I wish NZ banks offered mortgages fixed for the whole term. We can only fix for 5 years. I'm at 5.88% floating and it jumps by 3% next year to 8.88% after my special discount expires (if the OCR doesn't change).
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