In Russia, there’s the Fast Payments System.

I’m 99% sure they stole the UX from Bitcoin because it uses QR codes for payments. Payments are instant and final. They cannot be reversed — you have to talk to the merchant about a refund, not the bank.

Most merchants, online and offline, accept this payment method. Most banking apps support paying with it.

It’s perfect for Plati’s architecture, and I’m starting with that.

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