I feel like there are people today who have a Venmo account with a small balance that they pay back and forth to others with. If the balance gets big, they transfer back to a bank account. If small, they can add from the bank. While I know we have the potential to do things radically different, I think people will feel comfortable with experiences similar to what they know today. I’d love to use ecash the way I use Venmo- and someday I think I will. I take your point on getting back to fiat money- like, could I take a $20 bill from a fiend and send them equivalent ecash? Then, if they want out, they could send me the ecash for whatever that currency is? Imagine a scenario where I get farm products once a week, and distribute to friends and family. Some use cash, others Apple Pay, others Venmo, others Zelle. They want to give me between $6 and $50 per week, depending on orders. I’m open to suggestions- and appreciate the discussion.