Do they need to transact on-chain though? Transaction fees will only increase over time with more bitcoin adoption. Unless its a large amount people should use Lightning for transactions. Faster & much cheaper 👍
Discussion
Lightning allows for scale and speed for sure. But just like here you have to meet people where they are. And you are assuming everyone has access to Lightning and they don’t.
Binance (one of the highest volume exchanges in Africa) is not using Lightning right now. Seems like they are working on it. Until that happens Their customers are getting killed in fees.