All part of the game.

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Sometimes you have to deflate a few balls ya know

This reminds me about that time Bastia was about to get relegated to the third division of French football some years ago. Long story short, last few minutes of the last game of the season, a fan pulled the gun and shot the ball in order to make the game end faster and save his team. Te ref had to abide.

But there's gotta be a formula that considers things like... do you have a family?

I'm assuming he means that financial markets are a competition and then winners are invariably rich.

Not that being rich is the only way to win in life.