Replying to MaMu

First day on Nostr using Primal client. I’m confused: Why do I need to provide sensitive personal information to activate / create a zap wallet? Is the reason Primal or Nostr?
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Rizful.com (zap tester) 5mo ago

hey -- we want to send you a test zap, but couldn’t find a NIP-05 or ⚡ lightning address on your profile. u can set one up for free on rizful https://rizful.com ... then pls reply here and we will do a test zap.

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SatsAndSports 5mo ago

Does Rizful act as a proxy, forwarding the @rizful.com LNURL to the wallet of our choice, e.g. forwarding to a Bolt12 address?

Or are Rizful users required to use the Rizful wallet?