Yes, you are generally right. However, my point was preventing on- and off-ramps for large amounts of bitcoin. States and banks don't care about me buying 0.001 btc every month, but they really care about whales not buying or selling their thousands of bitcoin randomly because this affects fiat really hard.
I think what would help is a self-sufficient bitcoin ecosystem that doesn't need an off-ramp.
This is an edge case though of what is already an edge case, not many entities dealing in those quantities.
My long-delayed project would address this though. I’m building something for Holders to name their price to liquidate, say for example you’d be willing to part with 10BTC for an island in the Bahamas or a city block in NYC, you can bid that rather than bidding on someone selling.
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