i think most people are uncomfortable with the idea of a wallet doing anything “automatically “ with them at least confirming it

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I don't believe that for a second.

It's a very common service, even in traditional banking. Why shouldn't I trust my lightning wallet to send 5 bucks a day to another lightning wallet I control?

sure, it’s common in traditional banking because that system is built on trust and there is customer service to undo fuck ups.

fwiw, i don’t think it’s a bad idea. but i think people are (understandably) hesitant at the idea of their wallet automatically initiating transactions without them confirming it

Podcasting 2.0 and automatic zaps already exist.