When I tried bisq. Zelle was the most common payment not sure if that is still the case on bisq. I can tell you that 20-30% of tranacations get flagged. US banking is so bad. If anyone wants to see how bad a future cbdc would work just try Zelle.
This happened to me often. Super annoying. Now I only use Strike as my payment method and don't have those issues.
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I don't get why you wouldn't just use Strike to send Bitcoin to yourself?
I send cash from strike and get KYC free bitcoin. Unless, of course, someone cared enough and had the authority to get my transaction details from Strike and match it to the transaction.