Yes, but Alby made it as easy as 1, 2, 3.

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Lot's of ways to zap but this is intended for no coin nostr noobs just using apps on phone to send and recieve for first time on iphone

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Alby only gives you channels via KYCed methods, like a SEPA bank transfer, isn't it?

Nope. You can pay with Lightning for inbound liquidity.