Does that require opening a channel and channel mgmt?

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Yes, but Alby made it as easy as 1, 2, 3.

Lot's of ways to zap but this is intended for no coin nostr noobs just using apps on phone to send and recieve for first time on iphone

🫡

Alby only gives you channels via KYCed methods, like a SEPA bank transfer, isn't it?

Nope. You can pay with Lightning for inbound liquidity.