atheists think there isn't when people die having got away with epic crimes of economic distortion and robbery
this is why christianity, and other religions that claim that there is a reckoning in the afterlife, like the Egyptian goddess Maat, weighing the hearts of the newly dead against a feather, tend to gain a big following
we might be wrong thinking someone is keeping score, but life is better for the masses when the score is being kept, so it's a useful lie, if it is a lie
i don't think it's a lie, but i don't pretend to know exactly how the reckoning is done, i just think it must be, because if the universe is based on math then it also must have balance in the equations