If you want on-chain, lightning, and lightning address, Speed Wallet is the only choice. Just be cautious about putting large sums of coin into Speed Wallet because the custodial nature. I'm also keeping my eye on Coinos.io. They've got some issues to work out, but it's got the potential to be a excellent wallet option.

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WoS can also do on-chain I believe

I dunno about that. US users aren't allowed to use Wise so I haven't been able to play with it.