nostr:nprofile1qyx8wumn8ghj7cnjvghxjmcpz4mhxue69uhk2er9dchxummnw3ezumrpdejqqgpzfrlq2x9ypm6jqyatmxrq90ahzyx474zdg06kle2j9e38xkp0mvse0cxd makes an excellent point that maxis keep missing = If you have funds in a regulated retirement portfolio, you CAN'T own spot bitcoin. ETFs and MSTR are great vehicles to move people toward self-sovereignty, especially if you have funds tied up by IRAs and such. You probably didn't start your journey with a Coldcard and so let's not look down on others who are just discovering perfect money.
Discussion
I've been saying this for several years. I have funds locked up in Vanguard, where I can't even purchase metaplanet. It's all MSTR and CEP (21). I have to let it ride for at least 3 more years. I'm grateful MSTR is there doing its thing.
Appreciate the zap! Doing some calculations, and I think I'm going to take the 10% penalty (on earnings) on an early withdrawal. If Saylor is right and btc is 30% year-over-year even for a few more, I'll be able to pay the IRS the penalty ten times over. The most aggressive allocation in my portfolio is topping out at 12%. Except for MSTR and IBIT. I went light on CEP until that ticker changes!
I think that's a pretty good mix. I look at diversification this way: AI, New Financial, and Bitcoin.
I could MSTR as AI and New Financial, CEP as New Financial, and of course my Bitcoin as Bitcoin (duh).
I couldn't buy IBit in Vanguard, so the retirement portfolio is only split between the two, which will do for now.