"Banks would exist but they would allocate equity. So you take the hundred billion dollars, and you put them in a business, and if the business makes money then you make a return unless the business loses money."

https://video.nostr.build/fcd2bd9430e8bc5f4522785af33d1ae03a708f8ad80c810f0b4c8c731a90382c.mp4

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This 'Eventually more bitcoin will need to be paid than there is in existence' phenomena should not be overlooked, and it takes a bit of research to understand.