Hmmm…
I think a “luxury” is three things.
1. What we define it to be
2. What we value
3. What we prioritize
For us, it’s a matter of what do we want to move closer to.
That being said, homeschooling isn’t a luxury for my family. It’s a facilitator.
We are intentionally designing our life and as such, in order to move closer to want we want vs chasing more, homeschooling is the educational solution that serves us best.