no

you can never close your account

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Really?

yeah, i tried to close a stock account. when i spoke with them over the phone, they told me that it couldn't technically be closed, but they would stop sending me statements and mail. weird.

That is weird. Why did you decide to close your account with them if you don’t mind me asking?

nothing bad on their end.

just consolidated what i had in there into Wifey's account (with another institution)