There is no incentive for me to use it, with Bitcoin I get to save it & spend it at a later date without having to take on debasement risk.
This isn't hard.
Discussion
If you want more tedious, expensive, slower, inferior privacy then ya you have no use for Monero.
Short term volatility is basically the same for Bitcoin and Monero. You could have a slight profit or loss. It's a wash. You're right this isn't hard.
Do you at any point in time hold greater than $0 fiat? Why are you risking debasement?