Yes, it’s substantially better. I only keep Venmo because some people I need to occasionally pay refuse to switch to a better app.
Discussion
venmo is nice for lurking cos so many people keep their stuff public so you can scroll like 'aw man look at these buds still hanging out and nicklendimeing eachother. sweet'
I'm in the same boat - I've tried to tell them about the magic internet money that could catch on but normies love venmo life