Far better option use Monero for spending, and Bitcoin on chain for saving and with this regulatory environment even more
Discussion
Have you tried opening your own channels by running a node?
Not a fun experience.... unless you have a passion for troubleshooting at 4am
yes i installed umbrel 1.5 years ago.
that is how i lost all of the funds even though i had the mnemonics.
does not happen with bitcoin or monero
no fun