Far better option use Monero for spending, and Bitcoin on chain for saving and with this regulatory environment even more

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Have you tried opening your own channels by running a node?

Not a fun experience.... unless you have a passion for troubleshooting at 4am

yes i installed umbrel 1.5 years ago.

that is how i lost all of the funds even though i had the mnemonics.

does not happen with bitcoin or monero

no fun