Replying to Avatar DRE

There are different incentives, but the most obvious one imo is cashback and other perks, especially when you have the money and don’t need the credit.
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McCoy 6mo ago

I see - just use the card, collect the cash back, then always pay it off at the end of the month? Then this isnt actual credit - never pay interest, correct

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DRE 6mo ago

It’s still credit, but yes, ideally you pay it off before the interest is charged.