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😂, das what I'm saying

Yes earn more than you save. And if you've saved enough to pay off a house enough times to where there's no risk to your family.

Then why not take a 50 year vs 30 year and the monthly savings go to cold storage?

presumably 50y would carry a higher rate than 30y. i suppose if i had my forever home itd be worth considering.

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Fair, but still heavily subsidized and under inflation 😁

is there any benefit to the 50 over 30 if you sell before it matures?

I just think if you can borrow at a printing subsidized rate for your lifetime and give BTC 20 more years to eat the markets then it's good

Until we know comparable rates I'm not sure what the advantage is

assumes 30y and 50y are both 6%. usually the long end has a higher rate. if theyre the same it’s a no brainer.

Agreed