Most people won’t do it, of course, if we’re talking about “mass adoption.”

But a community-node-based system can work. A community admin manages the Lightning node, regular users either use managed sub-accounts or e-cash.

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If we’re talking about mass adoption, we’re talking about UTXO that means that most people won’t be able to do it. You’re right because most people won’t be able to afford a UTXO. Not enough block space for all of us.

Get in while you can