People without a family definitely should. Can’t take your money to the afterlife. Might as well spend it all while you’re here.

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Even if you plan to give money to your family, do it while you’re still alive.

Bingo

In my country that's a nobrainer if you intend to keep it "legal". 15% taxed right now on inherited money, talks about 75% or even 100%. People are nuts!