People without a family definitely should. Can’t take your money to the afterlife. Might as well spend it all while you’re here.
Even if you plan to give money to your family, do it while you’re still alive.
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Bingo
In my country that's a nobrainer if you intend to keep it "legal". 15% taxed right now on inherited money, talks about 75% or even 100%. People are nuts!
