How could such a product be done without trusting a central party like an insurer? That works be a true innovation.
Discussion
For a life annuity the question becomes how can you tell if someone is alive in a decentalised way...
Hey Louis can’t see the note you’re replying to but guessing around Bitcoin annuities? Personally I think it’s a slight red herring - sometimes centralised parties are inevitable and it’s probably the case they need to be for pooling life expectancy. Insurers have played this role pretty well for both annuities and life insurance for years- I don’t think it’s the main issue out there.