Hey Louis can’t see the note you’re replying to but guessing around Bitcoin annuities? Personally I think it’s a slight red herring - sometimes centralised parties are inevitable and it’s probably the case they need to be for pooling life expectancy. Insurers have played this role pretty well for both annuities and life insurance for years- I don’t think it’s the main issue out there.
Discussion
I was replying to your annuities note. I think it would be interesting if centralisation can be avoided in life risks. Not sure if it could be but hope so.