I’ve been using Fold but frankly it’s a pain in the ass and it’d be easier to buy sats. I don’t need 4% at Abercrombie or whatever. I guess it might be good for Christmas
Gift cards
Discussion
I find the gift cards can clutch if (for example) you live in a city and order takeout.
But the real hack is 1) paypal bill pay with the debit card, get .5% back on top of cc rewards for cards that work with it and 2) sats back on ACH payments (credit cards without PPBP, rent, bills, and the IRS once a year 😉)
Buying Bitcoin with hash is where my heads at
Gift cards work great for stacking. We use Airbnb for trips so I just put money into it through gift cards. If I need new tools home depot and Lowe's GC work. I'll buy GC for gifts sometimes and send that way if it's just for a thanks you etc. The rest kind of sucks
Giftcards for Christmas are pretty good sometimes, but other times you're better off buying gift cards at Costco and stacking sats with the difference.
I dislike the wheel. It's just my own thing. I know I'm wierd.
I don't shop much aside from groceries and I don't understand the value of the $10 membership yet. I also think the debit rewards are more complex than coupon clipping so I stopped using it.
The 2% cash back is better than any of my other credit cards though. That's huge. I can deal with the extra friction for 2% rewards. I hope it's Visa so I can shop at Costco.
The wheel is pissing me off. It’s like hundreds of tiny cost bases I have to deal with. I’m gonnna have to just donate it to open sats.
I don't think it matters until you can withdraw, but I'm not a tax expert at all. The way I see it, they haven't given me anything until it's in my wallet. I'm not sure if Uncle Sam sees it that way.
Which credit cards work with PayPal bill pay?
I used to mess with fold but its gone to shit. Plus the sats are kyc'ed. Rather just buy the sats.
I was just trying to maximize. But it’s cumbersome and they charge a lot of different fees.
They used to be pretty good when they first got going. I bought a lot of camping equipment with the REI cards a few years back that was nice. And used to be actually kind of worth paying the yearly fee because you would stack way more than the fee. Like all good things though, it came to an end.