Giftcards for Christmas are pretty good sometimes, but other times you're better off buying gift cards at Costco and stacking sats with the difference.

I dislike the wheel. It's just my own thing. I know I'm wierd.

I don't shop much aside from groceries and I don't understand the value of the $10 membership yet. I also think the debit rewards are more complex than coupon clipping so I stopped using it.

The 2% cash back is better than any of my other credit cards though. That's huge. I can deal with the extra friction for 2% rewards. I hope it's Visa so I can shop at Costco.