用FDIC自己的保险基金去补差额。另外他们准备搞一个Program,让以后出现相同流动性问题的用其他资产抵押借钱,现在已经有250亿。
"Depositors will have access to all of their money starting Monday, March 13," said a joint statement from the Treasury, Fed, and FDIC. "No losses associated with the resolution of Silicon Valley Bank will be borne by the taxpayer," saying the bank-funded FDIC insurance fund will absorb any costs.”
https://www.axios.com/2023/03/12/silicon-valley-bank-regulators-backstop
他们宣传是这样,之后不够会不会纳税人出钱填/补充他们那个保险基金,还有另外那个program,就不清楚了。
题外话,我觉得SVB资产配置已经很安全了,现在似乎也没明确说要破产,市场以后还有信心的话,更透明保险运作也不是不行。我感觉监管机构到现在的做法都很好。 一大堆比它泡沫大得多的金融 房地产业,要直接刺破泡沫暴死的话,社会肯定大乱; 即使是Nostr的BTC Maxi,估计也没几个人能承受