What if you could make up the difference each month in dividends for your living expenses so your wife doesn’t have to work and can stay home with kids?
Yes in long run you lose btc gains but you gain kids being home schooled by mom.
Discussion
Just re-read you comment. Yes I agree, SELLING bitcoin for MSTY is retarded. But I don’t see the harm in also owning MSTY for the circumstance I listed above.
If you have Bitcoin and spend 6% per year for your living expense, you should end up with more fiat equivalent than any yield on a ticker that lose more than 6% value vs BTC. That's not so hard to understand.
BTC is the yield, BTC is the passive income. Don't be afraid to use it and spend in BTC.