I've had it over a year. I don't tap to pay with the phone (I have a classic wallet, cash, cards. I have lightning wallets on the device when I'm somewhere that is accepted).

I occasionally use a Garmin watch for running and it pairs perfectly well with Garmin's companion app. If I'm feeling super paranoid about the companion app, I could throw it in a totally isolated "user profile" on GrapheneOS (but I haven't done that yet).

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I use tap to pay almost exclusively. It’s very nice being able to pay from your watch.

I bet the Graphene devs could fix this. I was using Google pay on LineageOS ROOTED. That isn’t typically possible.

GrapheneOS doesn't preclude NFC payment. It just doesn't support Google Pay because Google won't certify Graphene.

https://www.reddit.com/r/GrapheneOS/comments/16ue18j/how_can_i_use_my_phone_to_pay_without_gpay/

https://discuss.grapheneos.org/d/475-wallet-google-pay

Google _could just approve them_, but they won't. ..for obvious reasons.

Google didn’t certify Lineage yet I was still using it. All Graphene needs to do is spoof the certificate.