As long as I can exit to a self custodial option at any time or some trustless system can be built around it, centralisation will happen on some level. Pick your poison. I prefer decentralised base layer and centralised L3 providers or something.

It took decades to get layer 1 "right"

Decades to get other layers right is also OK.

IMHO.

GFY

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What if you "can" technically exit, but the fee will cost you all the value of your UTXO? Essentially the same as not being able to exit

Extreme scenario #1: Centralize via small blocks (99% can't afford to transact on chain anyway...so they won't run a node)

Extreme scenario #2: Centralize via large blocks (99% can't run a node)

...or somewhere in between where we conservatively raise blocksize according to lower end capability of current tech and avoid either extreme.

Fat chance I know. An anon can dream.

Let the great grandkids fight it out. We're a long way away and we have no idea what technologies will come in the interim.