I don't understand Coinbase. This is an older article they write for their institutional investors and conclude, essentially, for Bitcoin to be Digital Gold it has to scale with lower costs. Then it goes on to say how Lightning does this on Layer 2? Brian Armstrong gives me a headache, he's like a drug dealer who can't just go all in on the orange pill? It cures all monetary ills by being HMOIP (Hard Money Over Internet Protocol without even having to be money for a Store of Value. In medicine, high cure rate/efficacy, without toxicity, isn't this the Holy Grail but you still insist on Snake Oil?) https://www.coinbase.com/institutional/research-insights/research/market-intelligence/bitcoins-layers