You don’t need a bank in order to custody or spend bitcoin. That’s the whole point.
Discussion
Michael saylor disagrees
No, but you need to be able to follow simple instructions.
That's true. Even if a banker and the state will disagree with you.
In any case, more attempts of regulation will come and some form of taxation, too. I think I saw a note in Nostr about a movement in this direction in Germany.
You don't need to, but many people will want to. People like convenience and many will use the option with the least friction until they get burned.
True story.