Seems like personal node is the must.

Another thing I am waiting for is the xmrsigner to be incorporated in the Cake Wallet.

Gentoo seems to be easier for me, but maybe just a matter of familiarity :)

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It helps, but you don't explicitly need it. Set for privacy offers a remote node, however trusted, it's not the same.

Where it helps is for quick syncs and wallet balance checks

But ideally, if you have the hardware and bandwidth, download your own node.

Yeah! The quick sync is the best thing of a personal node. Thank you for your input.

*seth for privacy

you can find his remote node settings and then hook up if/when you want. I'm sure there are others that do the same too.

I’m using a fanless mini PC (bought it from AliExpress) running Ubuntu Server.

It's always ideal to use your own node of course, but even if you connect to a remote public node behind Tor you'll still be okay. Unlike Bitcoin, despite using a malicious node, it still can't see amounts or addresses when you make a transaction.

More info:

https://localmonero.co/knowledge/remote-nodes-privacy?language=en