Ok, I re-ran the numbers.

The Annual Cost to Live where I work is about $48,230.16 / Year.

Mind you this doesn't include variable costs like gas, water, electricity, entertainment, or any other adult bills people have to pay.

(Medical Coverage is Covered by my employer).

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That'll be the after tax cost, so then gross salary will have to be approx 80k (depending on the tax rates).

From what I can tell, at least according to this tool, it would be about $61,000.

But yeah, a solid $60,000 to $80,000 is about what most people are earning supposedly (Pre-Tax).

https://www.adp.com/resources/tools/calculators/gross-pay-calculator.aspx

If youre in the US, look into MVNOs to replace whichever carrier youre considering for phone. You could probably save 50% of the phone bill.

https://www.tomsguide.com/reference/mvnos-what-are-they-and-what-are-the-best-options