Small businesses and farmers markets merchants: how do yall incentivize your preferred payment method?
cc nostr:npub153xmex42x4chdf757hp3q6zxagykkek7pdgwuwd074964dkyha9s82ryu8 
Small businesses and farmers markets merchants: how do yall incentivize your preferred payment method?
cc nostr:npub153xmex42x4chdf757hp3q6zxagykkek7pdgwuwd074964dkyha9s82ryu8 
In some US states we're allow to explicitly pass card processing fees to the customer. I know some businesses where their card processor allows them to automatically defer the fees. They started doing this when Amex got popular and started charging businesses over 8% in some cases, we got hit with some over 9%. How do you think CC points and reward systems work??? No such thing as a free lunch.
I've found this is much easier for a brick-and-mortar storefront than an online store that has competition, if your competition doesn't charge for the same piece, even if you add value it opens up a support phone call or email that just adds friction, so you just raise prices globally and hope it evens out in the long run.
There are probably better ways of handling it, but when your rocking a 15% margin, add a 7% card feed, a 2-5% platform processing fee, you start losing money in a hurry
Why anyone thought it should be free is beside me
Basically everyone over the age of 40 doesn't have a clue in my experience. IMO some seriously believe credit card companies are just "being nice" and offering incentives "to retain good customers" sharing their profits, others don't car as long as they don't have to pay it, "more for me" why wouldn't I take it.
I offer a 5% discount when customers pay for services with BTC. Only 1 customer values money so far.
This is an in person shop?
No, I run an edible landscaping and lawn care business.
Based.
What do you think might push your customers to adopt your preferred payment method?