There's really no single ratio for everyone. My main objection to the general culture is that I should sacrifice for others. Doing what I need to for those I love and myself is not a sacrifice. Busting my nuts so someone else can get rich (with little gain for myself) is a sacrifice. Honestly, it's just more of the fiat way of life. Work work work forever and still die broke. That's what I see for most people in that culture. It's super fiat. We can be high quality producers without running ourselves into the ground for someone else. That's mostly what I mean. I don't mean the people who choose to do that for themselves. But that's a super small set of the culture. Like NFL type shit. It's not the average.