True, but I’ve gotten some pretty slick stuff to come out of SD running locally where i can tweak stuff. The prompts are more complex and less intuitive though.

Eh, depends on the models and prompting. Midjourney, imo, is a better tool for broad range image generation, but SD seems to take the medal on custom and highly specific image generation and the array of models available makes it harder to use, but incredibly powerful if you know what you are looking for.