I have bitcoins, you want money.

I don't like fees, you don't like fees.

I want to pay you, you want me to pay you.

So I pay you with bitcoins using lightning to avoid fees & to ensure payment with no chargebacks.

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The neat thing, the payments are settled instantly & you can send those bitcoins to cold storage or liquidate them with your privacy intact.

Are you saying I can send sats from a lightning wallet directly to a normal btc wallet with no swap?

if you send sats to Phoenix wallet you can then send from there onchain, they handle the swap for you for a fee.

I did not know that. Thank you.