Are you using ALBY hub or alby custodial? Custodial is being wound up so, if custodial, youll want to migrate out of there. I use ALBY hub and it's fuckin fantastic

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albyhub with my own node

Probably a regulatory issue for alby being a small company. Kyc requirements etc. easiest to add channel liquidity from a deposit to savings from a strike or river or name your broker