How is it that primal has transactional wallets you can top up via Google pay and Alby doesn't? What are they using?

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They partnered with Strike.

nostr:npub16c0nh3dnadzqpm76uctf5hqhe2lny344zsmpm6feee9p5rdxaa9q586nvr is the guy behind Primal.

ah, makes sense now. thanks.

wow that's news to me but very cool

primal has USD rails via the nostr:npub1ex7mdykw786qxvmtuls208uyxmn0hse95rfwsarvfde5yg6wy7jq6qvyt9 api so can be on/off for bitcoin. they allow google/apple to take their pound of flesh with in app integration. smooth user experience but added cost. alby is bitcoin only.

Strike

Are you using ALBY hub or alby custodial? Custodial is being wound up so, if custodial, youll want to migrate out of there. I use ALBY hub and it's fuckin fantastic

albyhub with my own node

Probably a regulatory issue for alby being a small company. Kyc requirements etc. easiest to add channel liquidity from a deposit to savings from a strike or river or name your broker