The score is a joke 😂 that’s why I’m China probably Alipay is better
Discussion
Agreed. As someone else mentioned it is currently more of a “credit score” but still directly attached to payment rails which everyone uses.
Have an Alipay score as well. Need to dig that one up.
Alipay is a bit more helpful at least the “credit” can give us some convenience on renting, deposit, etc. due to its ecosystem investment on e-commerce, second hand online store, insurance, delivery, etc.
It would be so much nicer if they are decentralized 😁