COL is too high in most of those areas, though.

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This is an opinion of course, but this is precisely why COL is high. Money attracts money.

When money moves into a neighborhood, it usually raises the price of everything in that area from the $1 water bottle or coffee to the $100k house.

I suppose, but I'm looking for a better income to COL ratio than most of those places offer.

$1 coffee 🤣🤣

Back in 1975, you could find it. You might also find a $100k house in Fairfax County 😂 😅 🤣 back then too .