I'm not sure I agree with this.

Gold maybe.

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The point is that it is something more than stock or fiat bucks.

I'm sympathetic to this angle, but you should be educating her on gold if possible.

Gold vs Silver is the hard money theorem at play which lends itself to comparing monies by hardness...to Bitcoin.

Yeah, she’s a Costco buyer so I have been pointing out the sales when they pop, and TBF I really think she talks silver as it is a ‘safer’ work conversation than gold. At least I really hope so

She buys silver at Costco?

Yep - if you use their credit card you get a percentage back at the end of the year & you get more for being an executive member. With the perks it can fall below spot.

& you can't buy gold?

No, they sell gold as well

Diverting her savings to gold will help her, but educating her on why that is the case will save her 💗